Thursday, March 14, 2013

Pin 7500 yuan of taxes nearly 7500 yuan per month

Buy $100 worth of clothes, there is the value added tax of 14.53 yuan, spent 200 yuan to a restaurant, the restaurant "share" business tax and additional 11.2 yuan... "Neighborhood the two meetings" of a few days ago, many people sigh, in addition to the individual income tax, other taxes are unclear. In fact in addition to income tax and other direct tax, along with our life, more value added tax, business tax and other indirect taxes. This to $ten thousand before tax of wage earners for template, trying to figure out he exactly a month how many tax contribution. Pin 7500 yuan of taxes nearly 7500 yuan per month Morning, Zhu Yi open the tap washing a face to brush your teeth, he and his family for the water about 50 yuan a month, which contains value-added tax 5.75 yuan, at the same time also contributed to urban development and water resources, urban sewage disposal, urban additional fees. If he spent 6 yuan a month to buy toothpaste, which would include the VAT 0.87 yuan. Then he ate from the supermarket to buy bread and milk, altogether spent 4 yuan, which contains value-added tax 0.58 yuan... Zhu Yi drive to work, he's 1.6 liter displacement car refueling fee of about $1100 per month, which contains value-added tax 159.83 yuan and 140 yuan of fuel consumption. Each month, Zhu Yi parking fee of 700 yuan, it and split the business tax of the parking lot 35 yuan. Zhu Yi at noon in a restaurant with your colleagues, spent 100 yuan, of business tax and additional 5.6 yuan. Zhu Yi "several", "drink money" every month about 200 yuan (liquor), includes a 29.1 yuan of value-added tax and consumption tax 34.18 yuan. Zhu Yi evening eat at home, have no the vinegar, soy sauce and rice, vegetables and other costs, includes the value-added tax, city building duty, education to add, if rice and vegetables in the supermarket to buy, to pay VAT. Salt in addition to value added tax, resource tax (neglected). Rough calculation, it is assumed that rice, vegetables are in the supermarket to buy, spending 1100 yuan a month cost 100 yuan, oil salt sauce vinegar, rice dishes, VAT is 126.55 yuan, oil salt sauce vinegar VAT is 14.53 yuan. Journalists try to provide bills Zhu Yi, calculate he cost of a month, how much "contribution" of the tax (assuming that businesses are the tax cost on to their customers). Zhu Yi in addition to the child's education cost is the wife to pay, he burden of the family daily necessities, such as car charge. Household spending, he spent 7580 yuan a month, and the rough estimates, spending of 7580 yuan, with value-added tax, business tax and consumption tax, a total of $981.86, about 12.9% of the cost. Calculation is not including VAT and urban construction tax and additional taxes. Tax ten thousand yuan to 7000 yuan Zhu Yi in the example above, the "white collar" is actually $ten thousand before tax. But for all the talk about income, Zhu Yi still are not satisfied, "practical it is before ten thousand, but more than 7000 yuan, to raise a large family, is actually a moonlight clan." Why before ten thousand, it was only 7000 yuan, 2000 yuan in the middle of the where did what go? Turned out to pay the social insurance, housing fund and tax. Originally, in addition to tax 365 yuan, each working class to participate in social insurance and individual pay part including, endowment insurance 8%, 2% of medical treatment insurance, unemployed insurance 1%, that calculate, Zhu Yi pay less $1100. Zhu Yi also need pay accumulation fund, the current regulation is unit can according to the proportion of 5% ~ 12% pay salary, Zhu Yi company selected is 8%, and that another 800 yuan a month into the accumulation fund account, but finally accumulation fund Zhu Yi own. That is to say, the total deduction of 2265 yuan, is three insurances plus tax money, three insurances accounted for more than eighty percent. Enterprise artificial cost plus forty percent Zhu Yi shouted unit to ten thousand yuan of wages, you actually get is only 7000 yuan, but the unit, said the actual it pays more than $ten thousand, rather than on the basis of increased by forty percent. Unit accounting miss guo took out a calculator, individual to pay social security, unit pay more big head. Zhu Yi 1000 yuan salary as base, old-age insurance payment rate of 20% (state-owned enterprises), units shall, in accordance with the 8% pay of medical treatment insurance, unemployment insurance is 2%, and 1% of inductrial injury insurance (according to the different unit between 0.5% ~ 1.5%), birth insurance 0.85%, five categories is added up to 31.85% of salary, a total of 3185 yuan. Accumulation fund is a half man, half unit, the unit pay 8% again, it is 800 yuan, a total of 3985 yuan. Employee before ten thousand, the company's spending as much as fourteen thousand. According to accumulation fund regulations, the unit can choose provident fund to pay between 5% ~ 12% proportion, if choose 12%, unit labor costs cost will be higher, and 5% will be lower. On the endowment insurance capture to expend scale, corporation unit capture to expend scale of 12%, compared with the state-owned enterprise burden lighter. Accumulation fund will feedback back to the individual $10000 of pre-tax income, cost 14000 yuan, Zhu Yi to 7735 yuan, daily expenses deducted contribute to national construction of 981.86 yuan of taxes and fees, real Zhu Yi consumption cost about 6753.14 yuan, there are about 7200 yuan, through various channels turned over to the state tax bureau, institutions of social security and accumulation fund. Social security contributions and housing fund, however, is not completely gave institutions of social security and accumulation fund management institutions, eventually will be feedback to individuals. Such as accumulation fund, Zhu Yi individual capture to expend 800 yuan, the company pay cost of 800 yuan, but as long as Zhu Yi or Zhu Yi family bought house, accumulation fund of extraction can be, then, is not only a man of pay of 800 yuan, unit to pay 800 yuan, the same will be returned to Zhu Yi. "For those who don't buy a house is a kind of visible scratching." White-collar YingYing said. All sorts of risks, such as social security also feedback to people through a variety of ways, such as health insurance, can submit an expense account, when the doctor there are direct lines to a personal account. And enjoy a pension after retirement, maternity insurance, in children

No comments:

Post a Comment